Interview Question Bank- Private Banks

PRIVATE BANK INTERVIEW QUESTIONS

1. Tell something about yourself.
2. Tell something about your previous job.
3. What is your passion?
4. Why do you want to join Axis bank?
5. What have you learned from your mistakes?
6. What challenges are you looking in this job position?
7. What is your biggest weakness?
8. Why should we hire you?
9. What do you know about this job?
10. What is the meaning of your first name and surname.
11. Why are you joining private bank in spite of getting a good job?
12. Why not Govt. job based on your technical background?
13. How will your degree be useful in this job?
14. What qualities you have for this job and why do you think we should select you? Convince us.
15. What are your interests and Hobbies?
16. To which district do you belong to?
17. When did you complete your degree and what did you do after that?
18. Did you attend campus Interviews?
19. Which college are you from?
20. What you want to be in life?
21. What will you do, if you are not selected?
22. What kind of lifestyle do you expect to have in banking?
23. What would you be doing if you weren’t in finance?
24. What are some of the most significant deals this bank has completed in the last 12 months?
25. What is our current stock price?
26. What do you think this bank’s biggest regulatory threats are at the moment?
27. What is difference between nominal and real account?
28. What is the concept of finance accounting?
29. What is explosure?
30. How to reduce axis bank EMI?
31. What is accounting for bank accounts?
32. Why sales is required?
33. In which department you would like to go : Operations or Sales?
34. What is CRR and SLR?
35. Are you comfortable with relocation (Mobility)?
36. Tell about Kotak bank’s top management and awards?
37. Something about yourself which you do not mention in your resume ie., describe yourself as a person?
38. What are the qualities of a good banker?
39. How many bank exams(or)interviews have you attended so far?
40. Expand MSR.
41. Define repo rate?
42. What is reverse repo rate?
43. Why banks are nationalised?
44. Expand MCC.
45. What do you mean by demand deposit?
46. What is a stale cheque?
47. Explain the term currency chest.
48. What do you know about PACs?
49. What is inflation?
50. Comment on limited liability.
51. What is a demand draft?
52. What are mutual funds?
53. Comment on consumer credit card.
54. Explain sovereign wealth fund.
55. What is the difference between prop trading and market-making?
56. What do you think is going to happen with interest rates over the next six months?
57. Tell me about some stocks you follow. Why should I buy them?
58. What differentiates you from other candidates interested in this position?
59. What was, or is, your best subject in school?
60. What is the difference between our checking and savings account products?
61. What type of work environment do you prefer?
62. What irritates you about other people?
63. Where do you see the Euro in 2018?
64. Define Beta.
65. Define CAPM.
66. What is accretion and dilution?
67. What are the different methods of valuation and what are their pros and cons?
68. What is working capital?
69. What is DDM?
70. Which is higher – the cost of equity or the cost of debt, and why?
71. What is the riskiest thing you’ve ever done?
72. What’s the last book you read?
73. How would your classmates/colleagues describe you?
74. Where do you see yourself in five years’ time?
75. How do you handle stress?
76. How would you describe your leadership style?
77. What would you do if you did not have to work for money? How does that relate to this job?
78. Have you ever had to bend the rules to get the job done. Why was that?
79. What is the most ethical decision you’ve ever had to make?
80. When have you worked in a bad team? Which steps did you take to make it better?
81. Describe your typical day?
82. Describe the difference between being a manager, a leader and a follower?
83. Describe your involvement in re-engineering down-sizing or cost containment processes?
84. Who are our major competitors and what differences do you notice in our Banking products?
85. How Can NPA be reduced ?
86. What are FDI (Foreign direct investment) and FII (Foreign institutional investors) and what is the difference in these?
87. What do you know about direct and indirect taxes in India?
88. What is limit for HL under priority landing?
89. How to check Credit Worthiness?
90. What do you know about RTGS and NEFT?
91. Why credit suisse?
92. What is CSS?
93. Comment on CASA.
94. Which country has the minimum cash to GDP ratio?
95. What is back office?
96. Define IPC.
97. What are cascading style sheets?
98. How the economic development comes?
99. What is CCNA?
100. Differentiate between Compare Component cost and Composite cost?