Interview Question Bank- NIACL AO

  1. Introduce yourself.
  2. What does ICFAI stands for?
  3. What are treasury bills?
  4. What is yield?
  5. What is HTM & AFS?
  6. What is mark to market?
  7. What are dated securities?
  8. Who is the Founder of NIACL?
  9. What do you know about NIACL?
  10. What is the source of income for NIACL?
  11. What is the benefit of nationalization on Indian Banks?
  12. What is the difference between Cheque and Demand Draft?
  13. What are NBFCs and difference between NBFCs and Bank?
  14. What is Private Banking?
  15. What is the use of Computers in a Bank?
  16. What is recession?
  17. What might cause recession?
  18. What is the difference between Nationalized bank and Private Bank?
  19. What is LAF?
  20. What is SENSEX and NIFTY?
  21. What is Fiscal Deficit?
  22. What is Sub-prime crisis?
  23. What is a Repo Rate?
  24. What is Reverse Repo Rate?
  25. What is CRR Rate?
  26. What is SLR Rate?
  27. What is bank rate?
  28. Why the banks are going to lend the money at varied interest rate?
  29. What are your career goals?
  30. Where do you see yourself five years from now? Ten years?
  31. Have you applied to any other areas apart from banking?
  32. Why banking?
  33. What do you consider your most significant strengths?
  34. Describe your typical day.
  35. Why do you believe that you are qualified for this position?
  36. Describe the difference between being a manager and a leader and a follower?
  37. What significant trends do you see in the future in this field?
  38. Why do you choose this bank?
  39. How do you handle pressure?
  40. Where have you saved money, handled more with less or found other ways to cut cost or increase productivity?
  41. What are the challenges for banking sector in India?
  42. Tell about your family, education etc.
  43. What do you mean by the term ‘loan’?
  44. Tell something about your recent college project.
  45. Highlight your main educational achievements?
  46. Who is the chief of Asian development bank?
  47. What is the current repo rate?
  48. Tell the location of Asia`s largest solar park.
  49. What do you know about the recent satellite launch?
  50. How can you be useful to our bank?
  51. If you are working, why you want to leave your current job?
  52. What is your father’s professional background?
  53. If you get a better job in Public Sector (IAS/PCS etc.), will you leave this job?
  54. For unemployed people, which plans are adopted by government?
  55. Do you know headquarters of some Indian Government Banks?
  56. Comment on Jan Dhan Yojana.
  57. What recent steps has PM Narendra Modi Government taken for betterment of Indian Economy?
  58. How to fight Inflation and what is the current Indian scenario about Inflation?
  59. What is the difference between Bill of Exchanges and Certificate of Deposit, Cheques, Demand Drafts and other Money Market Instruments?
  60. What is electronic clearing of cheques?
  61. What do you know about NITI Aayog?
  62. What is RBI’s role in economy?
  63. What is GAAR?
  64. Tell something about bank regulation act?
  65. What is money laundering?
  66. What is financial inclusion?
  67. Expand CTS.
  68. What is KYC?
  69. What are the functions of SEBI?
  70. What is monetary policy?
  71. What is Fiscal Policy?
  72. What is LAF?
  73. What is PLR?
  74. What is base rate?
  75. Explain deposit rate.
  76. What are basis points?
  77. What are commercial papers?
  78. What is the Banking Ombudsman Scheme?
  79. What is a derivative?
  80. What is deflation?
  81. What is IPO?
  82. What is revenue deficit?
  83. What is fiscal deficit?
  84. What is DeMat account?
  85. What is dematerialization?
  86. Expand BSE.
  87. Which was the regulatory authority before SEBI?
  88. Where are SEBI headquarters located?
  89. What do you know about SEZ?
  90. What are mutual funds?
  91. What is foreign exchange reserve?
  92. What is Bancassurance?
  93. What is Bitcoin?
  94. Can you shift to another city?
  95. Why don’t you join your father’s business?
  96. What are open market operations?
  97. What is a CP?
  98. What is Call option and Put option?
  99. What is SWIFT?
  100. If you will not get success this time then what will you do?
Rate Us