Top Banking and Economy Essay topics

Essay Writing is one of the two questions asked in the descriptive tests of various exams like SBI-PO, IBPS-PO, BOB and many more. A chunk of the essay topics for banking exams include topics related to the banking and economy sectors. A candidate needs to be aware about the current topics of these sectors and other financial terms so that he or she can easily sail through the essay writing part of the descriptive test.
The following list will guide you about the nature and type of banking related essay topics that can be asked in upcoming PO exams:
  • GST Reforms- what impact it will have on the Indian Economy
  • 100% FDI in e-commerce: What it means for the retail business?
  • One year of Demonetization
  • Recapitalisation of Public Sector Banks
  • Banks Board Bureau- What role will it play?
  • Should India withdraw from WTO?
  • NPAs in Banking Sector- What can be done to tackle these?
  • Prompt Corrective Action – How effective it can be?
  • What role can RBI play in tackling NPAs in the banking sector?
  • Role of the Nationalised Banks in promoting grwoth in the Indian Economy
  • Role of RBI in the current scenario
  • Indradhanush Mission for Banking
  • India’s role in the World Economy
  • Advantages and Disadvantages of Cashless economy
  • What are the positive effects of hike in salary of an employee on the economy
  • PSU Banks’ mergers- Advantages and disadvantages
  • Advantages and disadvantages of e-banking
  • Payment Banks in India and their role
  • Relation between banking and inflation
  • Small Saving Schemes and their importance
  • Mutual Funds and their growing popularity
  • Bancassurance Model and its importance
  • How and why of merger of PSU banks
  • Global financial crisis of 2008
  • Future of Banking Industry
  • Basel Norms- How well has Indian Banking Industry adopted them?
  • Where is the Indian economy heading?
  • MGNREGA and the government spending on it in this budget
  • Farm loan waivers- Are they the right way to manage debts
  • Inflation in the Indian Economy
  • What are D-SIBs? Discuss about D-SIBs in India
  • Role of effective credit rating
  • Pros and Cons of outsourcing of banking activities.
  • How NABARD is a boon to Indian Agricultural Sector?
  • Mobile Technology – Growing Trend in Banking Sectoer
  • Financail Inclusion- Where have we reached?
  • Role of Small & Payment Banks in Financial Inclusion?
  • How a Bankruptcy Code could improve the Financial Inclusion?
  • Role of Private Banks and Foreign Banks in the Indian Economy
  • What is the CRAR system?
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